Cyberattacks are no longer just a big-business problem. Small and mid-size businesses are now the top targets for cybercriminals — and one bad click can shut down your entire operation. The average cost of a data breach for a small business exceeds $200,000. Most don’t survive it.
Cyber insurance gives your business a financial safety net when the worst happens. And at Worthen Insurance Group, we make it simple to get the right coverage for your specific situation.
What Cyber Insurance Covers
A comprehensive cyber insurance policy protects your business from both direct losses and claims from others. Here’s what’s typically included:
| Coverage Type | What It Pays For |
| Ransomware & Extortion | Ransom payments, negotiation costs, investigation |
| Data Recovery | Restoring lost or compromised data and systems |
| Business Interruption | Lost revenue during downtime after an attack |
| Legal Defense | Attorney fees and court costs from breach lawsuits |
| Regulatory Fines | Penalties from state and federal compliance violations |
| Customer Notifications | Cost to notify affected customers + credit monitoring |
| PR & Crisis Management | Reputation support and public communications |
Does Your Business Need Cyber Insurance?
If any of the following apply to your business, the answer is yes:
- You store customer data — names, emails, payment info, or anything else
- You accept online payments or use a point-of-sale system
- You use cloud-based software, email, or remote tools
- Your vendors or customers require proof of cyber coverage
- A data breach or system outage would cost you revenue or clients
Why Texas Businesses Choose Worthen Insurance Group
We’re not a call center or an online form. We’re a local Texas insurance agency that takes the time to understand your business, explain your options clearly, and find coverage that actually fits your needs and budget.
- Independent agency — we shop multiple carriers to find you the best rate
- Local expertise — we understand the Texas business landscape
- Personalized guidance — no confusing jargon, just clear answers
- Ongoing support — we’re here when you have questions or need to file a claim
Get a Cyber Insurance Quote Today
Don’t wait until after an attack. Talk to a Worthen advisor today (281) 845-2770 and get the protection your business deserves.