Small businesses are now the top targets for cybercriminals, and one bad click can shut down your entire operation. Cyber insurance helps protect your business from the financial and operational fallout of ransomware, data breaches, and costly downtime. If your company uses technology in any way, this coverage is no longer optional—it’s essential for staying resilient when a cyberattack hits.
6 Things to Know Before You QUOTE or RENEW a Commercial Insurance Policy
Business income coverage (often called business interruption coverage) helps protect your company’s cash flow after a covered property loss forces you to slow down or shut down. If a fire, storm, or other covered claim damages your building or equipment, this coverage can help replace lost income and pay certain ongoing expenses while you repair and reopen. It’s designed to keep bills like payroll, rent, and loan payments from piling up when your revenue temporarily drops.
