Medicare Explained: Everything You Need to Know Before You Enroll

In this video, Caroline walks through the fundamentals of Medicare from start to finish – what it covers, what it costs, and how to avoid the most common (and expensive) mistakes people make.

Topics covered include:

• Whether you actually need to enroll in Medicare at 65, and the situations where you might not
• How Part A (hospital coverage) and Part B (medical coverage) work, including 2026 costs and deductibles
• The difference between Medicare Supplements (Medigap) and Medicare Advantage, and how to choose between them
• Part D prescription drug coverage and the 2026 out-of-pocket cap
• Enrollment periods and the deadlines that matter most
• Optional coverage like dental, vision, hearing, hospital indemnity, and cancer/heart attack/stroke plans
• The most common mistakes people make, and how to avoid them

Whether you’re new to Medicare or just want a clearer picture of your options, this video is a good place to start.